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Epoch Payment Solutions
Global provider of online billing and payment processing services, acting as a merchant of record (MoR) for digital content merchants.
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Fees
Transaction feeAll-inclusive flat percentage of sales: 15% for new accounts ($0-$5K weekly), decreasing tiered rates down to 13.25% at $45K+ weekly volume. $1 per credit processed, $12.50 per chargeback.
Monthly fee
Setup feeFree account setup, but $1,950 Visa/MasterCard registration fee for digital content merchants (initial + annual renewal)